Our Services

In the past, owners hired a general contractor to build their homes and hoped for the best. There was no control over the contractor’s payments to their subs and endless delays and change orders. Then when there was a problem, everyone blamed each other, and the owner was always stuck paying for these mistakes.

With an owner builder and owner’s representative (rep), the owner is in the driver’s seat. We first start with insurance. We have the ownership purchase a Wrap policy or Ocip (owners control insurance policy) That way, the owner buys the best insurance for the project and is in control of the policy and in control of how much each sub-contractor will deduct from their contract to cover this insurance. Subcontractors with excellent records are less expensive, but the “bad driver” with a record of claims pays a higher insurance policy. Owners recognize this before starting the project with subs and deduct the amount in the form of a bid credit to pay for the Ocip. Depending on spec or end-user, the owner can choose to have extended tail coverage while occupying the house for up to 10 years.

With subcontractors, the owner knows precisely the amount of each tradesperson and knows their scope of work. So many times, we here “that wasn’t in my bid,” and again, the owner pays for these items. We create a detailed scope of work that is sent to subcontractors for bids. It helps with the negotiations upfront and to avoid surprises during the build. It also keeps the owner informed on each item as to where the costs are paid. With the owner paying each sub directly, they know what they are paying for, and the project stays very transparent.

We have found it very successful for the ownership to build with this direct line of owner-builder to achieve the best quality subcontractors, materials, and end projects at a fraction of what the general contractor is charging.